Atlantic’s Deferred Principal Program allows you to make interest-only payments while offering the freedom to pay toward the principal when it’s convenient for you. Extra payments can be made at any time, which in turn will lower your future payments. This program will also enhance your purchasing power significantly, or you may also choose to use your increased cash flow for other investment opportunities.
Increase Your Purchasing Power By 10% with “Interest-Only” Payments
Qualify for More
Allows for a substantial increase in housing affordability, typically 10% higher purchase price.
Choose to pay interest only on a fixed rate mortgage, or choose a three, five, or seven year ARM
Thirty Year Term
Balance will never increase (no negative amortization)
Choose to make a principal payment anytime
Limited income and asset documentation available
Owning a second home is more affordable
Atlantic Home Loans, Inc Corporate Offices
20 Chapin Road
PO Box 2006
Pine Brook, NJ 07058
Equal Housing Lender. Atlantic Home Loans, Inc. NMLS#15241 20 Chapin Rd., Unit 1013A, PO Box 2006, Pine Brook, NJ 07058 licensed or authorized Mortgage Lender/Banker by, and does not offer its loan services or products in any states other than, the following: Licensed by the Department of Corporations under the California Residential Mortgage Lending Act, CT Dept of Banking, DE Office of the State Bank Commissioner, FL Office of Financial Regulation, GA Dept of Banking & Finance, MD Commissioner and Financial Regulation, MA Division of Banks Atlantic Home Loans DBA Atlantic Home Mortgage, Mortgage Lender/Broker license #MC5212,NJ Dept of Banking and Insurance, Licensed Mortgage Banker - NYS Banking Department, Mortgage Lender NC Commissioner of Banks, PA Dept of Banking, Rhode Island Licensed Lender , Virginia State Corporation Commission License MC-3001. Some products may not be available in all states. All offers subject to credit check and verification. Pricing and rates subject to change at any time. This is not a commitment to lend. Restrictions apply. All rights reserved. Atlantic Home Loans is not acting on behalf of or at the direction of HUD/FHA or the Federal Government