Deferred Principal
Atlantic’s Deferred Principal Program allows you to make interest-only payments while offering the freedom to pay toward the principal when it’s convenient for you. Extra payments can be made at any time, which in turn will lower your future payments. This program will also enhance your purchasing power significantly, or you may also choose to use your increased cash flow for other investment opportunities.
Increase Your Purchasing Power By 10% with “Interest-Only” Payments
Qualify for More
Allows for a substantial increase in housing affordability, typically 10% higher purchase price.
Lower Payments
Choose to pay interest only on a fixed rate mortgage, or choose a three, five, or seven year ARM
Thirty Year Term
Balance will never increase (no negative amortization)
Payment Flexibility
Choose to make a principal payment anytime
Easier Processing
Limited income and asset documentation available
Vacation Home
Owning a second home is more affordable

