First Time Home Buyer
Atlantic Home Loans is committed to making home ownership affordable!
In today’s world, it is difficult to save for the down payment to purchase a home. With this in mind, Atlantic Home Loans offers a number of mortgage programs designed specifically for first time home buyers.
These programs include:
- 100% financing USDA Mortgage
- Federal Housing Administration FHA Mortgage
- Veteran’s Administration (VA)
- FHA Renovation Loan 203k Mortgage
100% Financing Programs USDA Mortgage
- Seller may contribute towards closing costs
- Very low monthly mortgage insurance premium
- Geographic and income restrictions apply
Federal Housing Administration FHA Mortgage
- 3.5 percent down payment
- Down payment may be gifted
- Seller may contribute towards closing costs
Veteran’s Administration VA Mortgage
- 100% Financing
- Seller may contribute towards closing costs
- No mortgage insurance
- Assumable Mortgage
Federal Housing Administration Renovation FHA 203k Mortgage
- 3.5 percent down payment
- Borrow money for home renovations
- Down payment may be gifted
- Seller may contribute towards closing costs

