Home Renovation made simple

Get the money you need to turn a house into your home


  • FHA 203-K
    • 203-K mortgages are intended for owner-occupied transactions. Eligible properties include 1-4 unit homes, some condos, manufactured homes and even mixed-use buildings.
  • LIMITED 203-K
    • For smaller, mostly cosmetic projects. No structural repairs or alterations are allowed. There is no required minimum dollar amount of renovations, but the cost of renovations, including a contingency reserve and any renovation-specific fees, cannot exceed $35,000.
  • STANDARD 203-K
    • This is for larger, more costly and more complicated projects. The Standard 203-K allows for structural changes such as additions, taking down walls and foundation repairs. A minimum of $5,000 of renovations is required, but there is no maximum.

Home Style

The Home Style is a “conventional” mortgage and works much like the 203-K program. In addition to owner-occupied 1-4 unit homes and condos, this loan also allows for one-unit investment properties and vacation homes. The Home Style would be your choice for certain luxury items that are not allowed on the 203-K program such as a built-in swimming pool, tennis court, fire pit or a boat dock.

VA Reno

A VA Renovation Mortgage allows a Veteran to purchase a home and make needed or wanted renovations and repairs.  The extra money needed to fix up the home is incorporated into the total mortgage for one loan, and one payment.

The VA Reno has all the benefits of a VA mortgage program.  With 100% financing and no monthly PMI, this Reno product is a fantastic way to make immediate improvements to your home.