Privacy Page

INTRODUCTION

Atlantic Home Loans, Inc. (collectively "Atlantic Home Loans" or "we") will treat personal data that you provide through this web site or social media page (collectively the "Site") according to this privacy policy (this "Policy"), which is consistent with our treatment of personal data that you provide offline to us. By visiting the Site, you agree to be bound by this Policy.

CHILDREN

This Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.

PERSONAL DATA WE COLLECT FROM VISITORS

Personal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for credit, your name, address, social security number, credit history, and financial information. (2) if you send us e-mail or request information, your name, email address, and any other personal data you supply in your e-mail message.

OTHER DATA WE AUTOMATICALLY COLLECT

When you visit the Site, Atlantic Home Loans collects certain non-personal data by various means, one of which is "cookies." A cookie is an alphanumeric string of text (a unique identifier) that our web-server stores in your computer by means of your web-browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-in, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site, in order to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site's features. Cookies do not contain personal data, nor can they read or transmit any data on your computer's hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. 
 

Regardless of cookies, all web-browsers transmit the IP address of the computer on which they are running (so that the web-server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.

HOW WE USE THE DATA WE COLLECT

We may use the data that you provide as follows: (1) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (2) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to "opt out" of receiving future communications.

SHARING DATA

Atlantic Home Loans may share data that you provide under the following circumstances:

a.    Affiliates

1.    We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.

2.    We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.

 

b.    Agents and Service Providers - In order to establish, administer, and manage our customers' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf.

 

c.    Third Parties (Disclosures Permitted or Required by Law) - In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Atlantic Home Loans, its employees, customers, visitors to the Site, and others. Please be aware that these disclosures are permitted by law without your consent.

 

d.    Option for our Consumer Customers : If you are a consumer (as opposed to commercial) customer of Atlantic Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to   Compliance@AtlanticHomeLoans.com

SECURITY

Atlantic Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Atlantic Home Loans form (credit application) is encrypted. Any personal information that Atlantic Home Loans electronically transmits to you at your request is encrypted. E-mail communications are not encrypted. Therefore you should not send any personal data by e-mail. 

PUBLIC AREAS

Atlantic Home Loans does not control and is not responsible for other visitors' treatment of information that you post on public areas of the Site. For example, such information may be collected and used by others for their own purposes, including sending you unsolicited e-mail.

LINKS

The Site may have hyperlinks to or pop-up windows from other websites. Atlantic Home Loans is not responsible for their content or privacy practices. We urge you to review the privacy policy of any website that you visit.

NOTICES AND REVISIONS

Atlantic Home Loans may revise this Policy from time to time. You should periodically check the revision date to learn of any revisions. Our policy was last revised on March 29, 2017.  Your use of the Site at any time is deemed acceptance of the Policy then in effect. If you have questions about this Policy, please send an e-mail to Compliance@AtlanticHomeLoans.com.

 

About

We look forward to putting our experience to work for you! We strive to offer the best mortgage products and services in the industry. By combining our online services with a local mortgage consultant who lives right in your neighborhood, we're confident that you will receive the personal attention that you deserve. Submit a request for information, and your local mortgage consultant will contact your right away to review your information and advise you on the best loan programs and rates avai ...

 

Contact Us

Atlantic Home Loans, Inc - NMLS: 15241
50 Route 46
Parsippany, New Jersey 07054
Email: ebocchino@atlantichomeloans.com

 
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Atlantic Home Loans, Inc. NMLS#15241 www.nmlsconsumeraccess.org 50 Route 46 West, Parsippany, NJ 07058 licensed or authorized Mortgage Lender/Banker by, and does not offer its loan services or products in any states other than, the following: CA Department of Business Oversight, CT Dept of Banking, DC Department of Insurance, Securities and Banking, DE Office of the State Bank Commissioner, FL Office of Financial Regulation, GA Dept of Banking & Finance, MD Commissioner and Financial Regulation, MA Division of Banks Lender/Broker MC#15241, NJ Dept of Banking and Insurance, Licensed Mortgage Banker—NYS Department of Financial Services, NC Commissioner of Banks Mortgage Lender, PA Dept of Banking, Rhode Island Licensed Lender/Broker, Virginia State Corporation Commission License MC-3001. Atlantic Home Loans is not acting on behalf of or at the direction of HUD/FHA or the Federal Government.