Dave is a home-grown product of Baltimore, living and working in the area his entire life. Having been in the mortgage industry nearly 10 years, the majority of his business is from referrals. He has earned the trust of his clients and referral partners, because they know he will get the job done. Being greatly involved with his church and community, his care and dedication for helping people is second to none. Dave graduated from UMBC with a B.S. in Applied Mathematics and also recently earned his CMPS certificate, both which provide a solid foundation and understanding of the financial numbers for putting you in the right mortgage product. Dave currently resides in Millers Island with his wife and sons.